A – C
- Agent / Broker: A professional who facilitates property transactions between buyers and sellers.
- Appraisal / Valuation: An assessment of a property’s market value by a certified professional.
- Asset Management: Managing a property portfolio to maximize ROI.
- Capital Gain: Profit from selling property at a higher price than purchase cost.
- Conveyancing: The legal process of transferring property ownership.
D – F
- Depreciation: Reduction in a property’s value over time.
- Due Diligence: Research before a property transaction to ensure compliance & minimize risk.
- Equity: Difference between property’s market value and outstanding mortgage/loan.
- Escrow Account: Neutral account where funds are held until transaction terms are met.
- Fixtures & Fittings: Permanently attached items (fixtures) or movable items included in sale (fittings).
G – L
- Gross Rental Yield: Annual rental income as % of purchase price.
- Ground Lease / Leasehold: Ownership of building without land; land leased for specific period.
- HGB (Hak Guna Bangunan): Indonesian legal title allowing building ownership for 30–80 years.
- Inspection / Property Survey: Evaluation of property condition, structure, compliance.
- Joint Venture (JV): Partnership between parties to develop or invest in real estate.
M – P
- Mortgage / Home Loan: Loan taken to purchase property, secured against the property itself.
- Net Operating Income (NOI): Total property income minus operating expenses.
- Pre-sale / Off-plan: Buying property before or during construction, usually discounted.
- Property Management: Day-to-day management including tenants, maintenance, rent collection.
- Property Tax: Government tax based on property value or ownership.
Q – Z
- Real Property Gains Tax (RPGT): Capital gains tax on selling property (Malaysia).
- ROI (Return on Investment): % return from property investment.
- Strata Title / Condominium Title: Legal ownership for units with shared common areas.
- Stamp Duty / BPHTB / SDLT: Taxes payable upon property purchase.
- Zoning / Land Use: Legal regulations determining property usage (residential, commercial, industrial).
FSRE Notes: Understanding these terms ensures informed decisions. FSRE provides guidance on country-specific terms like HGB, Hak Pakai, Freehold/Leasehold, FIRB, Ejari, etc. Glossary updated regularly.
Disclaimer: For informational purposes only. FSRE & advisors not responsible for misinterpretation. Consult FSRE/local legal advisors before investing.
