🇮🇩 Indonesia
| Buyer Type | Purchase / Fees | Rental / Fees |
|---|---|---|
| Indonesian (WNI) | Freehold / HGB – BPHTB 5% of NJOP or transaction price; Notary & AJB IDR 5–20M; Certificate transfer IDR 2–5M | Residential/Apartment – Deposit 1–3 months rent |
| Foreign Individual (WNA) | Hak Pakai (max 30 yrs + extension) – BPHTB 5%; Notary & AJB IDR 5–20M; Certificate transfer Hak Pakai | Residential/Apartment – Deposit 1–3 months rent |
| Foreign Company (PT PMA) | HGB (30–80 yrs) – BPHTB 5%; Notary & AJB IDR 5–20M; HGB registration & certification fees | Commercial/Office – Deposit 1–3 months rent; Service charge as agreed |
🇲🇾 Malaysia
| Buyer Type | Purchase / Fees | Rental / Fees |
|---|---|---|
| WNI / WNA Individual | Freehold/Leasehold – Stamp Duty 1–4%; Legal fees 1–2%; Registration fee ±0.4%; RPGT if sold quickly | Residential/Apartment – Deposit 2 months + 1 month advance rent |
| PT PMA / Company | Leasehold/Commercial – Stamp Duty 3–4%; Legal fees 1–2%; Registration fee 0.4% | Commercial/Office – Deposit 2–3 months rent |
🇹🇭 Thailand
| Buyer Type | Purchase / Fees | Rental / Fees |
|---|---|---|
| Thai Citizen | Freehold – Transfer fee ~2%; Land office registration; Stamp duty; Legal & notary fees | Residential/Apartment – Deposit 1–3 months rent; Utilities usually by tenant |
| Foreign Individual | Leasehold / Company structure – Transfer & registration taxes; Legal fees; BOI approvals if applicable | Residential/Apartment – Deposit 1–3 months; Utilities by tenant |
| Foreign Company | Company registration fees; Transfer & registration taxes; Legal fees; Compliance fees | Commercial/Office – Deposit 2–3 months; Utilities & service charges |
🇦🇺 Australia
| Buyer Type | Purchase / Fees | Rental / Fees |
|---|---|---|
| WNI / WNA Individual | Residential/Off-plan – Stamp Duty 4–5%; Legal/conveyancing AUD 800–2,000; FIRB approval; Mortgage fees | Residential/Apartment – Bond 4 weeks; Utilities paid by tenant |
| PT PMA / Company | Commercial/Investment – Stamp Duty; Legal fees 1–2%; FIRB approval | Commercial/Office – Bond 4–8 weeks; Utilities paid by tenant |
🇬🇧 United Kingdom
| Buyer Type | Purchase / Fees | Rental / Fees |
|---|---|---|
| WNI / WNA Individual | Freehold/Leasehold – SDLT 0–12% (+2% for foreigners); Legal £800–2,000; Land registry £20–910; Survey optional £400–1,000 | Residential/Apartment – Deposit 4–6 weeks; Utilities & council tax by tenant |
| PT PMA / Company | Commercial/Investment – SDLT 0–12%; Legal £1,500–3,000; Land registry per property price | Commercial/Office – Deposit 1–2 months; Utilities by tenant |
🇦🇪 United Arab Emirates (Dubai & Abu Dhabi)
| Buyer Type | Purchase / Fees | Rental / Fees |
|---|---|---|
| WNI / WNA Individual | Residential – Dubai: Registration 4%; Abu Dhabi 2–3%; Service charges monthly | Residential/Apartment – Deposit 5–10% of annual rent; Utilities & service charges |
| PT PMA / Company | Commercial/Investment – Registration 2–4%; Service charges per property | Commercial/Office – Deposit 5–10% of annual rent; Utilities & service charges |
FSRE Summary & Disclaimer
FSRE Summary: Calculates total costs for WNI, WNA, PT PMA buyers; transactions are transparent, compliant; pre-sale/new project cost estimates available; ROI calculators provided.
Disclaimer: For informational purposes only; subject to government policy changes. Always consult FSRE or local legal advisors before purchase/rental.
